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If you want a powerful car, but don't want the insurance costs, you have to find something that they don't consider a sports car. Older Volvos have been mentioned, although I'd never buy a used turbo car. Instead of a Mustang, you could go for a Lincoln Mark VII, which has the same engine, although it weighs quite a bit more, but is considered an old fart car by insurance companies. The great thing about it is that you can still slap on Mustang performance parts, and even stock it's a blast to drop it a gear and floor it. Toward the end of the summer, I'm going to be getting one, and by next summer I should have enough money saved up for a turbo kit.
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