It is always better to be an owner than a borrower.
Money has a funny way of working either for you or against you if you let it. A loan for a car is not a good idea, as all you are doing is making money for the bank/stealership. I agree with tooth in that you should stay within your means, and outright purchase your car, then take the money you would have been using for payments and save it (minus maint.) Let the interest rate work in your favour. Avoid loans and financing all together
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As soon as you stop living, you start dying....
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