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Originally Posted by DiffEng
Honestly, where you're 18, you should be looking at 4 doors or station wagons. Otherwise, the insurancy companies will readying the lube for you.
I'd go look for a Honda Civic or VW Jetta/Golf. They're reliable, comfortable, can be made more exciting very easily, and will be relatively insurance friendly.
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What he said, but Civics aren't cheap to insure. I have a 99 Civic si, a clean driving record, 28 years old, and I pay $112 a month(full coverage). When I first got the car I was paying $200 a month.
Any 18 year old male that gets a sporty car can expect to pay well over $200 a month for insurance.
There are some things to think about when buying a vehicle. The way insurance companies rate vehicles are a combination of things. Age, sex, engine, and other obvious things about the car. But what most people don't realize is a car like my Civic gets stolen a lot. That drives up your rates. A car like my Civic is expensive to fix if it were in a wreck which also drives up my rates, and that's based on a national average of how many Civics are being wrecked and stolen. So if a car you think is a safe buy for insurance you may not know that it's being wrecked a lot by other drivers, which in turn drives up everyones rates who own that type of car. You need to think of all this crap if you're on a tight budget. Plain and simple, a Z3 is not even close to being in your budget, unless you can afford to dish out at least $3000 a year to insure it.