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I would reconsider why you want to invest. No one got rich getting a small return on money they socked away in the bank. They got financial security, not wealth and riches. I will go agianst the grain as this is a decision I made as well. I could be investing my money and getting a small return on it but I prefer to use it to enjoy my life. I have enough to pay for several months of living expenses if need be and I intend to spend the rest to pay for my college education, quality furniture (not ikea), material possesions that bring me pleasure, travel and having fun. I am making the least amount of money that I will in my lifetime right now and I don't intend to make sacrifices so that I can earn a few hundred dollars extra a year in intrest or growth.
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