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I have worked and had money, and I've been at home the last year or two. I would have to say that I appreciate my time the most.
I find when you have money and you work, your living standards seem equal the income you bring in. Since being home and being on a tighter leash, I find I put my money to better use and find better efficiency.
I value my time, so I don't mind the compromise.
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To those who wander but who are not lost...
~ Knowledge is not something you acquire, it is something you open yourself to.
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