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Last June we had an Experian score of 729. We have an 18k credit card balanced at 27.4% on one card and probably another 8-10k on other cards. A 25k home equity balance due in 6 yrs. We are now trying to pay more than minimum payments but it's tough. If there's any way get that 27.4% rate down it would be easier. Now they take $450 out of $500 for interest every month. We've tried to get them to lower their rate but they won't budge. Any suggestions would be greatly appreciated!
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"That's a joke... I say, that's a joke, son"
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