NoSoup & everyone else thanks for providing this valuable service!
I have extensive medical bills the last few years and now have more than $25k in Unsecured Debt with a balloon note for $25k up in 6 years. Should I try credit counceling or continue just trying to pay it down? If I could just get the one card with $18k on it to give me a fair int. rate we could do it. But they won't budge off a 27.4% rate! Assholes! Thanks for any advice.
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