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Originally Posted by Cynthetiq
I agree, but I have a new found understanding to banking after my sister worked at WaMu for some time.
Banks see people as customers that's true, but there's some customers that don't get treated like common ruffians when they walk in the street. Why? Because they don't use the bank as a hotel for their money like most people do. Use it like a hotel and they will nickel and dime you to death.
Use it like you a home, and they will treat you like a king.
what's the difference between the two? Well if you just cash your paycheck and keep your money in there and just write checks and then deplete the amount, then you are using it like a hotel.
Find ways to save money, use the minimun deposit amounts to your advantage, and they will give you much much more respect.
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That doesn't apply to my situation. Tell me the difference between me depositing my check into my bank, then have my bank send the check to my employer's bank, then have my employer's bank send me the money versus me just going straight to my employer's bank and getting it without all that middle man crap involving my bank.
There is no difference, however, banks have decided to charge people for doing it one way but not the other. It's like those damn ATM fees. If it was simply an amount that accounted for the cost of running an ATM, I'd understand, but instead it's between $1.00-$3.50.