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Originally Posted by arch13
Would you then advocate the complete removal of such pension style systems (Including SS)?
Lets stop paying for it and kill the program where it stands right now. As of 5/25/05, no such thing as social security.
Of course that's not going to happen since especially the baby boom generaton seem to be weaned on the idea that they "deserve" it and have saved absolutly nothing as a result.
I'm all for saying that saving is ones own responsability.
The problem is simple. Everyone is convinced that they are eligable but those "Rich" people aren't. Well there's a major flaw right there. If you earn over 30,000 you are rich. Not extrodionarily rich, but rich in the sense of middle class, which is rich.
I'm all for cutting benifits to everyone except those that fall below poverty level as defined by the UN. Make it say 1.5% fica to cover the costs, and tell everyone else to learn how to save instead of taking a vacation every year or buying a new car instead of a used one.
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Yes I would advocate a phasing out the mandatory SS tax. The people who have paid the most in, get the most back or something to that effect. I would hate to see the people who have been paying for decades get nothing. That's not what I'm implying. There's enough money in SS to help the people who still need/what it. Myself being in the system only 4 years, I would be tickled to death to just cut my losses and be allowed to opt out of the program (no payment, no benefits). Then if people really want to participate in the program fine, but don't force me too.
I see no reason to even consider the UN's definitions or policies. They aren't the ones paying the money or receiving benefits. How about we just let everyone keep their money and decide what they want to do with it? What's wrong with that. Charity is an individual choice, not societies.
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Originally Posted by Lebell
Actually, this is one of the reforms I am in favor of.
It isn't that you can't retire earlier, but rather that you cannot draw social security at the same age above a certain income.
This makes sense if we are to keep SS as a program.
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It's almost like we have been trained to accept the enslavement of this program. Government says "Ok we're going to take your money because you're not responsible enough to handle it, and we are going to decide when you can receive benefits because you don't know when you need to retire." I just don't see the logic in this. Please tell me is this program supposed to be about helping people retire, or redistributing the wealth fairly? I do not think it's doing either very well.
All I'm asking is for is to opt out of this system? Is it unresonable for me to want that?