Sage

Dude... if you have both your cars almost paid off and are paying $1400 a month on a place you don't really want to move out of... I see no reason why you couldn't pay off your student loans in about three or four years with your income and your wife's income. I mean, ok, let's say your wife makes $90 K a year and you start out making... 200K your first year out.

$290 K a year... just to be ridiculous we'll say $200K a year after taxes.

Rent will be $16,800 a year which means there's $183,200 left over. Let's go ahead and pay off that 3K on the car... about $183,000 left.

Unless you have more credit cards than Donald Trump, and unless you eat at Spagio every single night, I have no idea how two people spend 183K a year. You two could live on 83K a year and pay off 100K a year towards your student loans, and you'd be done in five years.

I think talking to a finacial advisor would be a great idea for you- Have you thought about Edward Jones? My father-in-law works for them and they are really really nice and helpful with all things money related.

Above all, don't fall into the trap of "I'm making a shit-load of money and I have to go and spend it all." Martel and I live very comfortably on about 20K a year, and we couldn't fathom making 40K, much less 200K. When you said you'd be making a half million a year in seven years, my jaw hit the floor because if I made that much money I wouldn't know what to do with it!

__________________