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I am a junior in college and right before the semester ended I found out that my loan for the semester had been declined because my cosigner lost his job. I have asked my family if they will help me and my parents are the only ones who might be willing. The only problem is that if they agree to cosign they want me to live at home and go to a school closer to home (my parents live in Colorado and I go to school in Michigan). With one year left, I don't want to have to transfer. I do not have the credit necessary to apply for a loan on my own (it's not bad credit, I just don't have two years worth of credit history). Federal loans are not an option as my college does not accept federal money. Are there places where I could get a loan without a cosigner or with a cosigner who has excellent credit but no job?
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