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My wife makes more money than I do, though not by a lot, perhaps 10 grand a year, and makes enough to support us both if I were to lose my job. In a few years, when we have kids, I'll be a stay at home mom and housewife.
Since we are both working, we split the financial burden this way. We've each maxed out pre-tax retirement savings plans. We each get an allowance, the same amount of money for each of us regardless of actual income, from our own paychecks. We pay the joint bills out of her paycheck, which is our way of ensuring we can live on just the one, and the remaining portion of mine goes into joint savings.
The allowance rule works like this: She gets no say whatsoever in how I want to spend my allowance. If I want to spend $329 on a Brave and Bold 28, she doesn't get to complain. If she wants to buy a samurai sword, I don't get to complain. All food, joint entertainment, household bills such as electricity, cable bills, car payments, phone bills, etc. come out of our joint checking, and nobody touches the savings without consulting the other.
It's a system that works very well for us.
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