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A few questions for you -
Where are you currently living - what is your current rental/mortgage expense?
Are you vehicles currently paid off, if not, what are the payments?
Are you happy with where you currently are living (could you put up with it for another four or five years?)
What is the price of the average newer home in the area?
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I have an aura of reliability and good judgement.
Just in case you were wondering...
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