Do you only have liability coverage? If you have Comprehensive coverage your insurance should cover it.
Otherwise you should look into community programs. I know some states - such as Michigan which is a no-fault state has a fund for accidents that are not your liability. Also there are often victims funds for people to get help at least until their insurance helps. Talk to your police station and talk to your social services offices they should at least be able to point you in the right direction. Do some searching on the internet for services in your area for victims of hit and run accidents.
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"Always learn the rules so that you can break them properly." Dalai Lama
My Karma just ran over your Dogma.
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