I'd learn to play on a less expensive keyboard if I were you. No amount of technology is going to make up for the fact that you can't play.
I'm not saying that you have to be a virtuoso or anything. Just learn the basic concepts behind the tools you are going to be using.
The music is already in you ... you just have to learn how to use a tool that will bring it out of you. Don't get caught up in the whole gear lust thing. It's hard, I know. There are some things out that I desperately <i>want</i> but I don't <i>need</i>. If I actually had those items I'd use them maybe once or twice and then they'd sit on a shelf.
I guarantee you that the people you admire musically either A) learned how to play their instruments or B) have someone do it for them; most of them probably do both. They didn't just go out and buy the most expensive peice of gear out there and then miraculously turn out an CD.
Be aware that there is a learning curve with most everything ... musical instruments even more so than most things. Just devote some time to it and you'll get there.
Don't be afraid to tell the sales people that you don't really know how to play either. Honestly, they'd rather have a happy customer than someone frustrated with something that was oversold. Just build a relationship with them and remember that YOU have the upper hand because they want your money and they aren't the only game in town.
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