I love bikes, especially cruisers (I have a soft spot for Dynaglides). By all means if you want one, get one. Just remmber though, that on a bike in traffic everything else is bigger than you and the stakes are higher. You don't get seat belts or air bags or crumple zones to protect you and need to ride accordingly. Keep your head up and don't take any chances.
Is it risky to ride a bike? Well, yeah, but it's also risky to drive a car or even walk down the street. To me, the rewards are worth the risk but it's a choice that everyone needs to make for themselves. Judging by the post you made you've already made your choice. Far be it from me to try to talk you out of it (especially since I agree with it).
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