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Some questions:
How much damage to your car?
How much is your deductible?
Since you've reported the incident, it's likely they'll raise your rates for an at-fault accident (maybe even more than if it wasn't your fault). I don't see how you've got anything to lose by contesting it.
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You know something, I don't think the sun even... exists... in this place. 'Cause I've been up for hours, and hours, and hours, and the night never ends here.
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