Two things in terms of
not(in case you don't want to read past here) getting a bike:
1. I realize people get into accidents in cars too, but usually at the same speeds people on the bikes end up much worse off. I've seen more than a couple people die at 35 mph in motorcycle accidents(this probably has a good bit to do with PA getting rid of the helmet law
), not so much in cars.
2. I think insurance companies will more willingly total a bike than a car, buddy of mine had a bike parked alongside the road and it got hit by another bike doing about 30mph and they just flat out totaled his because it would have been so much more to fix it than the bike was worth(it wasn't a cheap bike either). I think bikes take more damage than cars in minor accidents.