Yes, by law, everyone is entitled to one free report from each of the top 3 credit reporting agencies a year.
Go here:
www.annualcreditreport.com
On a side note. I think getting a bike (or at least financing) is a really bad idea for you right now. Take some time and read through some of the threads here. Pay close attention to
NoSoup's advice on credit etc. You'll be glad you did.