Cynthetiq

yes it does, but married and under 25 still can be pricey.

the idea is to look at what your current costs are and forecast what you will spend now and compared to future costs.

so if keeping your insurance for several years, even if you don't drive, may save you a few thousand dollars in the long run if you don't stop coverage. I'm going to just pull numbers for something tangible to look at, if it costs you $3,300 ($1,100/year) to keep your insurance for the next 3 years, and if costs you in 3 years $2,000 for the first year, you can see easily that you would be spending alot more. In 3 years at $2,000 the $900 difference you'd be close to having spent the original $1,100/year.

Obviously one shouldn't spend money on things that they do not use or need, so if you truly don't need to drive, (I don't live in SJ, but I did live in Belmont just north of you) then you shouldn't bother.

__________________
I don't care if you are black, white, purple, green, Chinese, Japanese, Korean, hippie, cop, bum, admin, user, English, Irish, French, Catholic, Protestant, Jewish, Buddhist, Muslim, indian, cowboy, tall, short, fat, skinny, emo, punk, mod, rocker, straight, gay, lesbian, jock, nerd, geek, Democrat, Republican, Libertarian, Independent, driver, pedestrian, or bicyclist, either you're an asshole or you're not.