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not to be an asshole, but if youre as concerned with your girlfriends credit rating as much as the fact that she may be cheating on you, well, you need to read some more shakespeare or something.
you and her are both young too, and you may be confusing love for infatuation and comfort. from most of what ive read, you dont seem to excited about the relationship. i know its difficult, but when something isn't going to work, it isn't going to work. at a certain point you have to cut your loses even if it requires a couple weeks or months of pain and hurt.
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