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Should I Drop My Insurance Coverage?
So, I'm moving in with nwlinkvxd to a city where everything is within biking distance (work, school, restaurants, even grocery stores). If we need to go anywhere, nwlinkvxd can take me there in his car (which his parents insure). If nwlinkvxd's car breaks down, he and I will also have two roommates that have cars.
Now, this morning I got in a car accident and made a claim with my parents' car insurance agents. Most of the damage was done on my car, and even though I didn't make a police report, I'm guessing the claim will make my parents' premium go up.
So, why should my parents be paying for my insurance while I'm living with nwlinkvxd when I'm not even driving? What do you guys think?
(If you have any questions about stuff, ask.)
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