Quote:
Originally Posted by martinguerre
insisting on personal responsbility doesn't make the credit card companies responsible for predatory lending practices.
frankly...i think we need accountability on both ends. our culture of debt is not healthy, nor is the facilitation of this by credit companies.
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Yes, personal responsibility would make the credit card companies liable for their actions, that's the whole point of the idea, to be personally responsible for your actions, regardless of the consequences, or maybe because of the consequences. If the credit cards companies were being responsible they wouldn't use predatory lending practices.