Update: I ran the Creative Diagnostics software that comes on the install CD and I get this:
Hardware Detection: Pass
Wave Driver: Fail
MIDI Driver: Fail
Mixer Driver: Fail
DirectSound 3D Driver: Fail
Mixer Settings Check: Fail
After going to the Creative support website it links me to and downloading the drivers it still doesn't work!
Alright, after an entire morning (since 9) of searching around and reinstalling software and checking motherboard stuff I finally found the answer in a thread at
www.annoyances.org. The problem stemmed from some registry value that got changed to where I has Read Only status, pretty dumb. But it's fixed now! Thanks liquid!