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Thank you for all the info! I did contact a mortgage broker today and got some more info as well. I think I'll go with a realtor as well, since I am rookie it might be best to get a ringer in the mix.
I have a second part to add to the equation. Now when it comes to fix/variable..rates. I have no idea what a good rate should be to be honest. I know that low is better but I am very niave when it comes to what a good rate is..etc.
And when it comes to the home inspection fee's,title insurance, legal fee's and other assorted taxes..etc can these be included in the mortgage? like sticky suggested for the mortgage broker, I did not mention these things when speaking with them today. It was a very general meeting, did the credit check..etc gave me the same max level of mortgage I qualify for (which is $40,00 more than i would like to spend on a house).
thanks again for any tips and suggests.
i feel like a guy standing on the street with his wallet open waiting to get robbed!
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