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Ah, well I had a year under my belt, so when I wanted Tivo, they gave me service credit for it. Just spin the whole cable options, or Dish network or whatever.
Oh, and don't waste a lot of time with the fist level person you talk to first, try and get to talking to someone in the customer retention department.
If you have no luck, find a good deal on a used one on ebay or something to get you started. Like I said, I have the samsung ts-160. You can get a used one between 125 and 175 bucks on ebay. Then if DirecTV even gives you 50 bucks off, the price isn't too bad. I really like the receiver, it's been working great for 2 years.
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