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Originally Posted by sob
Just to be obnoxious, I'll point out that bankrupting out of medical bills causes the rest of us to pay more for medical care.
I'm occasionally infuriated when I see the TV ads for lawyers promising to help you bankrupt. I even saw an infomercial once in which the attorney advised anyone planning a bankruptcy to go get all of their (elective) health problems taken care of, and to get their teeth fixed, since a bankruptcy is a "one size fits all." This is why some health care professionals now require payment before they treat you.
If you're opposed to tightening up bankruptcy law, remember that the next time you think your health care bill is too high.
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I don't doubt that there are people who take advantage of the system and maybe something could be written into the law to disallow some things. However if your child falls down and breaks their neck you have no control over how much it will cost you.
You call 911 and rush them to the hospital and the doctors begin to work on them. You don't know if the doctor(s) will charge you $100 or $100,000. In a system with little or no competition we need some sort of protection from loosing everything because of an illness or injury. I believe that these "out of control" healh care costs should be treated differently than normal credit card debt when it comes to bankruptcy filing.
The medical industry does not seem to be controlled by the usual "supply and demand" of free market pricing. I'm not blaming them but I have about as much trouble shopping for health care as I do in trying to control the cost of the next cruise missile the government buys.