One more idea.
If you live in an urban area, sell your car. Instead use
flexcar, or another
car sharing network. Basicaly you pay $35 a month, and then can drive any of the hundreds of cars they have scattered around the metro area for $9/hr. Unless you use your car regularly for commuting or the like, flexcar is much cheaper then paying for insurance, parking, gas and repairs on a car in an urban area. My boss sold her late model BMW and saves hundreds a month using flexcar.