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It sounds as if you're already aware of the "Fry's experience." You probably already know they'll push very hard to get you to upgrade to another board, and if you refuse you'll likely get an old board that's been returned several times. Careful.
Their combo's are mostly a processor plus a $40 srp board thrown in for $20. The salespeople are incented (according to them) to upsell.
For $99 treat it as a recreational test. Try the combo. If it doesn't make the difference you expect then take it back within 14 days & wait for a 754 A64 combo to hit $150. They're already down to $199.
Of course, write down current card/slot locations before the swap, and use a fresh Windows installed on another drive. A rash upgrade could make going back difficult.
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