Sage

you know, things aren't always what they seem on the surface. What were these people like before they had this accident? Were they struggling to pay their bills? Always talking about how they wished they could afford a new house? Perhaps they're taking the insurance money and doing what they've always wanted but couldn't afford. And what kind of an impact has this had on their lives? If your HB's best friend was really hurt, I'd imagine he's still suffering physically and emotionally from the trauma. Perhaps this money is a way to ease the pain, who knows?
Yes you are being terribly selfish, but they got a crapload of money and you don't. So it's understandable. BUT it's stupid- cause like, you have your husband's health and you won't have to worry about making an insanely high morgage payment on your new house.
If you feel like you still can't deal with it, go talk to a professional. This is something that a lot of people have to deal with at one time or another, and it's totally ok to talk to someone about it. However, I wouldn't recommend talking to your HB's best friend/bestfriend's wife about it. Naturally....

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