Bryan26

I have total debt of $13,000 (not including my car) which includes $6,000 in one credit card and $7,000 in an engagement ring. I'm paying around $350 each per month just to pay a little more than the minimum. I just got married and considering buying a house in the near future. I was offered lines of credit from two different companies, but I'm not sure if this would hinder our chance of a loan. My Fico score is around 685 and my wife's is around 710. After all the bills I'm pretty much living paycheck to paycheck. What should i do? Thanks.