Great contributions everyone. I love hearing people's success stories about how they are living below their means. It is very refreshing.
I agree with listid's idea for going out. If you have that credit card along and you are tying one on, you are much more likely to spend wildly. Bring what you can afford in cash for the fun that night, whether it is $10 or $20 or more. And I second the notion of drinking a few at home if you are going to a bar. $1 per beer (or less) or $3 plus tip, hmmm, yep $1 sounds better.
Here is another idea for drinking and having fun. Get a group of friends together and stay in for the night. Host an informal BYOB party for 4-6 of your friends one night instead of going out. I'm not suggesting that you stop going out completely if that is what you are into, but try staying in one or two weekends a month instead of going out. You will probably find it less costly and you might just have a better time too.
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You do not really understand something unless you can explain it to your grandmother.
- Albert Einstein
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