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Originally Posted by Superbelt
But that's what the plan does. If you sign up for the partial privatization you no longer get the advantage of the full SS insurance system.
You have to live with what you have saved to that point, and unless you die in your late 50's, your family won't have much to draw on.
It's a major drawback of privatization versus the SS insurance system.
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1. There is no plan yet
2. Knowing how politically charged this issue is, do you really believe that the plan will end up cutting benefits to people?
3. Under the current system, black men are getting fucked worse than anyone. They die earlier and all the money they put into their SS lockbox (LOL!!) is gone when they die. This plan can also be sold as helping blacks escape from the lower class. Imagine being able to pass down the money you earned to your children and grandchildren.