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For me, it depends on the type of insurance I have. With my current HMO they lay out which doctors I can go to and get a good rate. Unfortunately, I have yet to find a doctor in that plan that I don't feel is just peddling the latest and greatest prescription that does nothing for me, so I reluctantly go to the doctor. As far as dentist... I don't have much info for finding a dentist. But I have had lots of luck with private practices there!
My girlfriend goes to the local hospital and asks what doctor they would suggest for certain things, and they usually give her a list of two-three doctors, and then she calls them and see who appears to have the friendliest staff.
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