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Buy a home, first and foremost. Minimize your taxable income; i.e. defer as much income through an employer (401K) and open your own IRA; look into life insurance while you're young, consider annuities as an income stream, and most of all---diversify.
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"The gift of liberty is like that of a horse, handsome, strong, and high-spirited. In some it arouses a wish to ride; in many others, on the contrary, it increases the desire to walk."
-- Massimo d'Azeglio
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