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GReat thread, I love this topic.
I have an ING Orange Savings account with a few grand in it. I also have a couple of grand sitting around in liquid form plus a couple of grand in checking.
Should I roll it into a CD ladder, mutual funds, go to P&G and buy some shares or keep it in savings as "Emergency Fund"?
I am a Junior in college (Full-time, no job) with no CC debt, FICO score of 777, a small student loan (Stafford), no car, no cell phone, no car insurance, so I'm pretty free.
I would love to buy property or invest money in something but I live in southern California where the only thing I could afford is half a phone booth with an outrageous ARM.
So assuming I have 3-5 grand to "play" with, I really don't want it to just sitting around (like in the ING commercial) but rather "working" for me.
Ideas?
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