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Should I consider bankruptacy?
Salary (GROSS) - 16,000 GBP 30048 USD
Salary (NET) - 12528 GBP 23528 USD
Combined Debt (23953 GBP) (44984 USD)
that's where it's at. Do you think it is at a point I consider bankruptacy? At the moment I am strugling to stay above water, making minimum payments by borrowing from one source to pay another, with debts in 5 places.
I have pay review this month but wouldnt anticipate it working out at more than 100 USD a month. If I am more prudent, start cancelling expenses I can lose, I could keep my head above water on this - I think, but wouldnt make quick progress in paying it all off.
Obviously, both stupidity and stupification have lead me to this point, but... I cant go on just drifting further into the shit because I cant face up to the situation... but... what do I do now?
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"Do not tell lies, and do not do what you hate,
for all things are plain in the sight of Heaven. For nothing
hidden will not become manifest, and nothing covered will remain
without being uncovered."
The Gospel of Thomas
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