Cynthetiq

Stop upgrading your life every time you get a raise, promotion, lump sum bonus, settlement, tax refund. Let one or two of them become savings. It's not like you'll miss out on some thing...

Try to stop buying things that become worthless too quickly or disposable. I don't upgrade my computer at every iteration anymore. I try to wait until several iterations pass and then I buy the lower end of the technology spectrum to save money, knowing that I'll be buying new again within 5 years instead of every 1-2.

Buy quality items. The cost of replacing items over and over because of wear and tear is ultimately wasting money.

Eveyrthing wears out. Save money already for it. If you have a car, it's going to need maintenance, so put a few dollars aside for it. You'll need new tires at some point in time...

More hobbies mean more money on accessories, magazines etc. Take note of the costs of hobbies before you start into them. Also, having the "best" clubs when just starting doesn't help you any more than a basic one when just starting out.

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I don't care if you are black, white, purple, green, Chinese, Japanese, Korean, hippie, cop, bum, admin, user, English, Irish, French, Catholic, Protestant, Jewish, Buddhist, Muslim, indian, cowboy, tall, short, fat, skinny, emo, punk, mod, rocker, straight, gay, lesbian, jock, nerd, geek, Democrat, Republican, Libertarian, Independent, driver, pedestrian, or bicyclist, either you're an asshole or you're not.