The store where I bought my girl's ring lets you "upgrade" down the line if you are so inclined. IE, you can add a bigger diamond later for no charge (other than the difference between a .25 and .5 Carat gem for instance).
So in that way you can get a ring now and for some anniversary when you have your ther shit paid off you can surprise her all over again.
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The Truth:
Johnny Cash could have kicked Bruce Lee's ass if he wanted to.
#3 in a series
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