Hardknock

There are ways around large down payments.....

Especially since the market is still pretty hot. Most mortgage companies have zero or low down payment options. The catch is your credit has to be good enough to qualify. Shop around when you're ready. The ads for them are still all over the place. And be careful because most of the ads you'll hear on the radio and TV boast low interest rates but they make some pretty big assumptions like doing a 3/1 ARM, a monthly adjusting mortgage or paying interest only to get that low interest rate or low payment.