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avhg1 · 02-07-2005, 11:30 AM

My family was always well off when I was growing up and I never had to worry about what my parents could afford. I had a difficult time adjusting my own budget once I got out on my own. I moved out and got married to a wonderful woman who also grew up in a rather well off family. Needless to say we didn’t make any where near the income of our parents and tried to solve that by using credit cards. I’m sure everyone understands the trouble we ran into. We hit bottom and couldn’t pay our bills. I couldn’t take the stress any longer and we changed our habits. Luckily, we didn’t file for bankruptcy or anything and I talked with every bill collector and figured it all out. Five years later, we are still paying for some of it, but it is under control and slowly getting better.

One of the best money savers I’ve found is buying our clothes at consignment shops. You can get a lot of name brand clothes that are close to or new. With 4 boys to buy for, it saves a great deal of money. Even when you shop for sales at the stores, you can rarely find as good of deals. I’ve gotten brand new Lands End shirts for my boys for about $3 each. My own dress pants are purchased new most of the time for $5. Now, I go into stores and see the same pants for $30 and wonder how people can pay that much for clothes.

02-07-2005, 11:30 AM	#2 (permalink)
avhg1 Insane Location: MD	My family was always well off when I was growing up and I never had to worry about what my parents could afford. I had a difficult time adjusting my own budget once I got out on my own. I moved out and got married to a wonderful woman who also grew up in a rather well off family. Needless to say we didn’t make any where near the income of our parents and tried to solve that by using credit cards. I’m sure everyone understands the trouble we ran into. We hit bottom and couldn’t pay our bills. I couldn’t take the stress any longer and we changed our habits. Luckily, we didn’t file for bankruptcy or anything and I talked with every bill collector and figured it all out. Five years later, we are still paying for some of it, but it is under control and slowly getting better. One of the best money savers I’ve found is buying our clothes at consignment shops. You can get a lot of name brand clothes that are close to or new. With 4 boys to buy for, it saves a great deal of money. Even when you shop for sales at the stores, you can rarely find as good of deals. I’ve gotten brand new Lands End shirts for my boys for about $3 each. My own dress pants are purchased new most of the time for $5. Now, I go into stores and see the same pants for $30 and wonder how people can pay that much for clothes. __________________ I shake the devil's hand daily... I'd do it hourly, but my hand gets tired.