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See the problem is SS was never meant to be a primary income. However, when the Fed made companies match funding and during Reagan severely increased the tax, a lot of companies stopped hiring, started the move overseas (which is hopefully hitting an apex) and cut their pensions and most definately their payrolls. This has made SS become the sole income for many elderly now and in the future.
My plan eliminates the company, allows for growth in company benefits and employment, while providing an actual end of payment by the worker (at his/her option)
We need a plan that takes out the heavy end of the employer while maintaining a growth for the individual. Plus this way, it's not 3 workers paying for 1 or what have you it's the individual paying for himself. And that should appeal to all sides. Especially the fiscal conservatives who don't want to give handouts.
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I just love people who use the excuse "I use/do this because I LOVE the feeling/joy/happiness it brings me" and expect you to be ok with that as you watch them destroy their life blindly following. My response is, "I like to put forks in an eletrical socket, just LOVE that feeling, can't ever get enough of it, so will you let me put this copper fork in that electric socket?"
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