pan6467

The Right will protest, the left will say it's not good enough.....

Why not just give everyone at birth a Treasury Bill for whatever and make it payable in installments upon reaching age 70.

If death occurs before retirement the T-Bill is returned to Gov't. unpaid.... however, what has been paid by the employee goes to the next of kin. (I die at 30... I paid in $X my wife and kids get $X (with no interest as that goes into helping the disabled.)

Taxes are taken out of paycheck until the investment that is needed to pay for T-Bill (at birth) is paid off. (Say T-Bill is for a million.... so they figure 70 years to make a million would be $.. whatever and that amount is deducted. Kind of like a term life insurance policy).

It may lower the tax, and would definately help employers as they would not have to pay anything (or you could have them pay a percentage if the employee is there for a certain amount of years).

If T-Bill is paid for and retirement has not been achieved...... worker has choice of getting rid of tax or keeping tax and adding on to face value of T-Bill.

I'm sure I'll get hit with a bunch of "can't do's" but instead of negative responses.... why not come up with your own way of fixing retirement funding.

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I just love people who use the excuse "I use/do this because I LOVE the feeling/joy/happiness it brings me" and expect you to be ok with that as you watch them destroy their life blindly following. My response is, "I like to put forks in an eletrical socket, just LOVE that feeling, can't ever get enough of it, so will you let me put this copper fork in that electric socket?"