I've both lived with other people and lived alone, mainly in apartments.
There might be a tramatic event or fear that makes you feel uncomfortable being alone. This might be something you need to face in order to overcome it.
Living alone is a good way to learn how to take care of yourself. Just take the time to find a situation that's both affordable and safe enough so you can enjoy life a bit. After a year or so, get a roommate.
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