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It is not a good idea. IMO Only because like the SS system we have now thesse accounts will gain a butt load of money and those in goverment can't keep theiir paws off of it and then they will start taking money from the private acounts. I think that we should take all the stuff out of SS except those who are retired. That is what it was meant for, we need to go back to the original plan if we want to fix it. There are too many different programs that draw off of it now. If we want to keep that money in SS we need to stop giving it all out for those who aren't retired.
Like if we put it into a lock box.
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