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Hardknock · 02-01-2005, 04:53 PM

Don't fall into the credit card trap that so many of us have gotten into. I rarely use mine for anything, except ordering stuff off the web. But other than that, if I don't have it in cash, I don't buy it. If more people lived by this philosophy, Americans would be less in debt.

I agree with you on the buying the house early thing. Just dont' get in too far over your head so you can't make the payments. Also, with investing in stocks early, do it through your 401K plan at work. That's what I'm doing. I have onver 80% of mine in stocks right now. I'm only 28 so the trick will be just to hang on no matter what the market does.

02-01-2005, 04:53 PM	#2 (permalink)
Hardknock Republican slayer Location: WA	Don't fall into the credit card trap that so many of us have gotten into. I rarely use mine for anything, except ordering stuff off the web. But other than that, if I don't have it in cash, I don't buy it. If more people lived by this philosophy, Americans would be less in debt. I agree with you on the buying the house early thing. Just dont' get in too far over your head so you can't make the payments. Also, with investing in stocks early, do it through your 401K plan at work. That's what I'm doing. I have onver 80% of mine in stocks right now. I'm only 28 so the trick will be just to hang on no matter what the market does.