I think it should be changed, quit or have your premeium increase. There are ways to give the company limited liability should something like lung or throat cancer come from smoking. It wouldnt be bad for them to say no smoking on property, or in your car while its on property. I dont smoke but I think most smokers could and will respect that. Barging in to peoples private lives is a big invasion of privacy and offends me. If theyre going to attack smokers with the "quit or get fired" they should attack fat people the same way. Im overweight, but I empathize with the smokers... its a choice. They could initiate a stop smoking program to help those who wish to quit but havent had success, and this way they could avoid the rate hike. For those who chose to smoke at home it is fair for the company to say we will increase your rates and include some kind of clause releasing them from any liability if it is determined the disease or affliction came as a direct result of smoking. It is one thing to be strict on enforcement of behaviors in the workplace but at home I always hope to be able to do what I please within legal limits.
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