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Astrocloud, I am glad you've found some sort of work, at least you won't be falling behind too badly.
Being truthful with your creditors may help. Just to contact them & say, 'hey, I'm starting all over here & I need a temporary break or everything is gonna fall apart'. I had to start all over after my divorce & I basically told my creditors they'd have to deal with me making smaller payments. As long as you're trying, most places are pretty understanding.
As for the job situation, I had to start all over again with a minimum wage job, but 6 years later my wage has tripled & things are so much better. Not where other people my age are at (I did start over-I lost everything in the divorce) but I'm getting there.
Don't lose faith.
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