While she may have paid you back in the past, she doesn't seem to be making a huge effort to do it now. Why extend yourself any further for it? I have no problem lending the amount of money you have to a friend, but if I can't see an honest effort to make payments on that loan, I pretty much consider it a mistake that I won't be making in the future.
It doesn't sound to me like she's making much of an effort to pay you back at all, since she has been borrowing from the day you moved in. Your friendship with her is something I obviously won't fully understand not having met either of you, but from your original post it sounds a bit like you've been used in this situation.
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