you guys may all want to take a look at USAA.com and their online banking. Used to just be available to military families, but I'm pretty sure they've opened the bank up to everyone. If you can get over not haveing a physical branch to visit, it's a great bank. They rebate every ATM withdrawl up to $2 and they give you cash back everytime you use your debit card. It's an amazing difference compared to the fee friendly banks on every corner.
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